While students may be aware that certain businesses offer discounts for college students, student government’s recently initiated Students for South Bend Discount Program aims to expand awareness and use of these discounts. Student body president Catherine Soler said that, in addition to requests for the ability to use Flex Points and Domer Dollars off campus, students commonly inquired about a discount program. Students expressed their desire for a discount program during this year’s Whine Week, an event through which students could voice their desires and concerns about student government programs. “We got it again at Whine Week, to get Domer Dollars and Flex Points off campus,” she said. “While that’s popular, we decided based on student opinion that we’d focus instead on an off-campus discount program, and what it’s become is the Students for South Bend Discount Program.” Student Senate Off-Campus Concerns chair Emily LeStrange said that, while the idea of a student discount program is not new, the Students for South Bend program is the first at Notre Dame that does not require the purchase of a discount booklet. “Previous student government discount initiatives have all required students to purchase a discount booklet,” she said. “We feel that this time around, a free discount program that all students are welcome to participate in encourages greater use of the program.” Soler said student participation in the program hinged on not having to go out of the way to use it. “We knew it would never work if you had to buy something to get into it, and it would never work if you had to carry around something extra,” she said. “The stipulation for joining the program is that you must be eligible for the discount just by showing ID.” Soler said students who present a Notre Dame, Saint Mary’s College or Holy Cross student identification card could receive the discounts. “The way we’ve done this is to work with Holy Cross and Saint Mary’s so it’s not just a Notre Dame [program], but a college program,” she said. Many businesses were invited to apply, and there was immediately a strong response, LeStrange said. “We were able to send out over 100 invites to local businesses asking them to join the Students for South Bend program, and within the first month we have gathered about 35 participants,” LeStrange said. “All participants will receive a window decal marking their participation in the program at the start of next semester.” The group of businesses committed to the program includes restaurants like Studebagels and Main St. Grille as well as service providers like the South Bend Museum of Art and Hair Crafters Day Spa Salon. LeStrange said the focus on local businesses could help strengthen the relationship between students and the community. “I think that a stable, commercial relationship between local business and students is a crucial component of strengthening community relations,” she said. “I think that ultimately, this is a great way for Notre Dame, Saint Mary’s and Holy Cross to bridge the gap between college students and South Bend residents that is positive and supportive of what South Bend has to offer.”
HEAVILY FAVORED HOT SEAN TAKES $53,000 SANTA ANITA ALLOWANCE FEATURE BY 1 ¼ LENGTHS AS PEDROZA & BAFFERT TEAM FOR MILE WIN IN 1:38.48 ARCADIA, Calif. (Oct. 27, 2016)–Under strong urging from Martin Pedroza, heavily favored Hot Sean kept to his task through the lane and prevailed by 1 ¼ lengths in Thursday’s $53,000 Santa Anita allowance feature. Trained by Bob Baffert, the 2-year-old colt by Flatter, who was trying two turns for the first time in his third career start, got a flat mile in 1:38.48.With eventual third place finisher Tell Me a Story hustled from his rail post position, Hot Sean sat just to his outside throughout and took a short lead approaching the sixteenth pole while holding runner-up Secret House at bay.“Turning for home I thought he hit a wall,” said Baffert. “Martin said he thought he would run long, but the only way you can find out is to go ahead and stretch them out. He’ll run in a stake next time.”Off at 1-2 in a field of five, Hot Sean paid $3.00, $2.40 and $2.10. Owned by Mike Pegram, Karl Watson and Paul Weitman, Hot Sean now has two wins and a second and with the winner’s share of $31,800, he increased his earnings to $75,000. (Baffert noted that Hot Sean was named by Weitman in honor of Sean Miller, who is the head basketball coach at Weitman and Baffert’s alma mater, the University of Arizona).Ridden by Flavien Prat, Secret House, who sat a close third until passing the pacesetter late, finished second, three quarters of a length in front of Tell Me a Story. Off at 9-2, Secret House paid $3.80 and $3.00.Ridden by Norberto Arroyo, Tell Me a Story set fractions of 24.09, 48.62, 1:12.78 and 1:25.23. Off at 4-1, he paid $2.40 to show.
SAN FRANCISCO — As the losses continue to pile up, the crowds at Oracle Park continue to dwindle.The Giants sold a season-low 26,627 tickets for their 6-3 loss to the Pirates on Wednesday and fans who elected to stay home didn’t miss much excitement.San Francisco fell behind early and only mustered three hits in another frustrating offensive performance at home, where the Giants are averaging just 3.53 runs per game this year.“Between walks and errors, we gave up some cheap runs and it came …
Click arrow to play slideshowVideo: World Cup People’s Bus (1) 23 February 2010 The People’s Bus – an initiative to build public enthusiasm ahead of the 2010 Fifa World Cup – made the first stop on its nationwide tour at Reagile Primary School in Tembisa, north of Johannesburg on Friday. The customised bus – a mobile hub of football trivia and fan gear that will be visiting more than 50 locations across the country between now and the World Cup kickoff on 11 June – was met with huge enthusiasm by the kids at Reagile. Would you like to use this article in your publication or on your website? See: Using SAinfo material Brand South Africa and MAN Truck and Bus, joint drivers of the initiative, have scheduled People’s Bus stops across all nine provinces and their smallest cities and towns, including Dullstroom in Mpumalanga, Upington in the Northern Cape, Bhisho in the Eastern Cape, and Ulundi in KwaZulu-Natal. “Taking the People’s Bus into the country areas and smaller towns and cities will enable us to spread the World Cup experience to as many South Africans as possible,” said Brand South Africa Acting CEO Paul Bannister. SAinfo reporter
The 2011 Solar Decathlon teams: Appalachian State UniversityFlorida International UniversityMiddlebury CollegeNew Zealand: Victoria University of WellingtonOhio State UniversityParsons The New School for Design and Stevens Institute of TechnologyPurdue UniversityThe Southern California Institute of Architecture and California Institute of TechnologyTeam Belgium: Ghent UniversityTeam Canada: University of CalgaryTeam China: Tongji UniversityTeam Florida: The University of South Florida, Florida State University, The University of Central Florida, and The University of FloridaTeam Massachusetts: Massachusetts College of Art and Design and the University of Massachusetts at LowellTeam New Jersey: Rutgers – The State University of New Jersey and New Jersey Institute of TechnologyTeam New York: The City College of New YorkTeam Tidewater Virginia: Old Dominion University and Hampton UniversityUniversity of Illinois at Urbana-ChampaignUniversity of MarylandThe University of TennesseeUniversity of Hawaii team has withdrawn from the competition Each of the 20 entries must provide between 600 and 1,000 sq. ft. of interior space, and will be judged in 10 contest categories: architecture, market viability, engineering, lighting design, communications, comfort zone (temperature and humidity), hot water, appliances, home entertainment, and net metering. Each team’s commitment of time and energy is enormous. The lot size for each project is 78 ft. by 60 ft., and there is an 18-ft. height limit.Most projects accepted into the competition undergo a year or more of development before they are presented to the DOE for possible inclusion in the Solar Decathlon. Once a project is accepted into the competition, the students involved have less than two years to complete its design, construction, and testing before they disassemble the structure and prepare it for transport to the competition site. Each team also is responsible for raising most of the funds that will be required to develop, construct, and transport their entry.Since the inaugural Solar Decathlon in 2002, the competition has been held in 2005, 2007, and 2009. In collaboration with the DOE, similar events also are held outside the U.S. The first Solar Decathlon Europe was held in 2010 in Madrid, and a follow-up European competition, featuring 20 teams, is scheduled for 2012. Also recently announced: the first Solar Decathlon China, which is scheduled for 2013. if (WIDGETBOX) WIDGETBOX.renderWidget(‘fa5060d7-2656-4891-b2b9-318aa6965225’); Get the Flickr: Dept of Energy Solar Decathlon’s Photostr widget and many other great free widgets at Widgetbox! Not seeing a widget? (More info)Click the image for a pop-up slide show. You can turn on and off the photo captions.It’s a world-wide eventIn addition to teams affiliated with schools in the U.S., Solar Decathlon 2011 will include teams from Canada, Belgium, New Zealand, and China. As were all previous U.S.-based Solar Decathlons, the 2011 contest will be presented in Washington, D.C.At the International Builders Show in Orlando, Fine Homebuilding senior editor Justin Fink and Web producer Daniel Morrison stumbled across the Solar Decathlon teams displaying scale models of their houses.Fortunately, they had a video camera, so they took a day to interview as many of the teams as could be located. (The Chinese team wasn’t present because they had visa problems, and the Belgian team apparently had difficulty navigating the time change from Europe to Florida.)At least that’s what they were told. The Department of Energy’s Solar Decathlon, which launched in 2002 and will present its fifth competition in 2011, is one of the world’s most instructive and rigorous academic competitions. Twenty teams of college students design, build, and operate small solar-powered houses that they will transport, often as modules or collapsed panels, to the Decathlon site. There, they will reconstruct their houses and prepare them for visitors and judges. The principal aim of the Decathlon is to educate not only the students but the public about renewable-energy products and about buildings that are at once affordable, highly energy efficient, and attractive. A world of great ideas A competition for young architects, engineers, and construction managers that promotes sustainable thinking. We’ll add more Solar Decathlon teams to this map as we cover them. View 2011 Solar Decathlon Teams in a larger map MORE SOLAR DECATHLON ARTICLES ON GREEN BUILDING ADVISOR:Solar Decathlon Will Stay in DC Solar Decathlon Looks for a New LocationThe Solar Decathlon 2011 Lineup 2009 Decathlon Contender Is a House without a Home Solar Decathlon Winners Embrace Passivhaus Standard Aspiring Solar Decathlon Team Takes Aim at 2011 Contest Virginia Tech’s Lumenhaus Wins at Solar Decathlon EuropeA 2009 Solar Decathlon Sampler Solar Power’s Academic Champions Solar Decathlon’s European Cousin Virginia Tech Preps Lumenhaus for the 2009 Solar Decathlon
Banks no longer worry about other banks being competitors. What banks do worry about now is the “Bank of One” — the next generation of a banking network that’s decentralized and resident on a phone. A digital asset that’s not issued by a bank or a government or anyone else.On its surface bitcoin’s potential can create all these different opportunities, not necessarily benefiting traditional enterprises and governments, but instead, helps unlock societies. Because smartphones can be had for under $5 in the near future, most people living in poverty will finally have access and be connected to a network.When you have digital wallets on these phones and you have the ability to trade cryptocurrencies fundamental questions emerge, such as “What happens when everyone has money?” or “What happens when no one no longer depends on a bank or a government to handle a transaction?”. That, in and of itself, is revolutionary. Nothing scares the financial sector and governments more than something it can’t control.The financial services industry is like a Rube Goldberg machine; it incessantly yearns to make something more complicated than it needs to be. You process a transaction, it goes through various convoluted (and unnecessary) system machines, and in 3 business days a settlement occurs. The more elaborate and esoteric this framework becomes the bigger their opportunity to profit from it unchallenged.In contrast, the system is dramatically simplified when dealing with cryptocurrencies — the payment and settlement is the same process. It’s just a change in the ledger — an addition to the blockchain. Tags:#bailout#Banking#bitcoin#Blockchain#Financial Services#new currency#traditional bank Related Posts “The best way to rob a bank is to own one.” — William K. Black For those unfamiliar, bitcoin was created in 2008 and released in 2009 as the world’s first decentralized (peer-to-peer) cryptocurrency and digital payment system. But before we can explain why they’re against it you need to understand how they’ve always operated.Business As Usual What it Takes to Build a Highly Secure FinTech … As such, banks underlying fear of bitcoin boils down to this irrefutable truth: They fear they can be replaced. Bitcoin can potentially make central banks obsolete.A Devil’s Choice? Bitcoin’s white paper was the first to provide an extraordinary solution to this double-spending problem by outlining a clever method so all transactions, without exception, is included in a publicly verifiable transaction log called the blockchain. A blockchain is an immutable ledger of records organized in “blocks” that are linked together by cryptographic validation. It is a digital storage of consensus truth, via peer-to-peer, ensuring that those who spend bitcoins really do own them — thus, solving double-counting and other fraudulent concerns, including hacking.Bitcoin’s emergence in 2009 was no coincidence. Growing rumblings during that time period, which eventually coalesced into what eventually became Occupy Wall Street, accused big banks of rigging the system, duping clients, misusing borrower’s money, and unabashedly charging unjustified (and in some cases, illegal) fees. As such, bitcoin’s pioneers wanted to put the buyer/seller in charge, eliminate the middleman, cancel interest, and make transactions transparent. In other words, to hack corruption and cut fees. In traditional payment systems a middleman, an intermediary, is required to settle transactions. This middleman is someone that is trusted. That trust is usually bestowed upon banks. Typically, we rely on banks in a monopolistic environment to create all the financial innovations because they have access within the system to clear money. These stewards of trust are required to ensure transactions successfully go through — money/goods exchange hands with no shenanigans. Unfortunately, within a fiat currency world this privilege also carries exorbitant transaction fees.The 2008 financial crisis — you know, that time when stock markets collapsed and some countries went bankrupt because banks defrauded the system — revealed this trust is always open to abuse because many in such elevated positions have easy access to rob the system with prosecutorial immunity. When banks do something illegal against its nation’s people governments are typically unwilling to seek jail time against these bankers. You see, private banks and public governments are typically bed buddies. That is why people like United States Senator Dick Durbin famously said, “Banks, frankly own this place”.Banks get greedy and so fraud, by these “trusted” institutions, inevitably happen. And guess what? We, not those banks, are the ones who get punished for it through higher fees, government bailouts (which is taxpayer’s money), and inflation. So what happened in 2008 was not the first time, it was just the most recent retelling of yet another legalized heist. And it will happen again in the near future.What if one could remove this intermediary and replace it with a digital system that was infallible; one that was not open to corruption nor greed? Sound impossible? It was impossible before bitcoin. When bitcoin was introduced governments and banks simply ignored it. In the following years they laughed and derided it: “A fool and his money are soon parted”. We’re now at that stage where they’re fighting it.Remember, from their current perspective it’s best to eliminate bitcoin. However, they can’t kill it because it’s decentralized. This is why you’re starting to hear them, in collaboration with their respective governments, talk about regulating it. But because bitcoin is also inherently anonymous, regulating it is also difficult. But that doesn’t matter. Their goal is to just prevent mass adoption by the general public. To maintain business as usual. To maintain control.And so this is really a story about the fear of change. But let’s surmise that maybe this isn’t merely a choice between kill or be killed; that bitcoin must die for banks to live, irrespective of how egregiously unrestrained for hundreds of more years that may entail.Instead, maybe banks should focus their energy on fully understanding the underlying blockchain technology which fuels bitcoin, and how its impact could positively reshape their existing services to improve customer experiences.Ironically, if bitcoin is allowed to grow to its fullest potential, without slander nor interference, banks could have access to new markets on an unparallelled scale.Ethereum, another decentralized blockchain-based platform that goes beyond being a tradeable cryptocurrency, holds even more promise by expanding bitcoin’s foundation, allowing service providers to embed uniquely executable distributed apps within the blockchain.Stock brokerages, another arm of the financial sector, are now slowly showing signs of interest in cryptocurrency, as discussed in this Questrade review.And so, unless these banks learn to embrace, instead of fighting, this technology it’s only a matter of time before their customers wake up and realize these institutions have long been irrelevant. Nonetheless, this double-spending problem had always been one of the biggest hurdles for why truly decentralized digital money had a difficult time in becoming mainstream. But that was then.A Birth Is Built Not Born Liam Adelson Blockchain – Impending Revolution in Glob… The Rise and Rise of Mobile Payment Technology Bitcoin has been around since 2009, but it really wasn’t until recently that it finally hit the mainstream consciousness of investors and the general public. As of this writing 1 bitcoin is now worth over $5,600 USD. And its meteoric rise doesn’t look to be abating any time soon. Its potential to reshape how we understand and use money is real. But the big question is why are banks and governments so steadfastly against it?Jamie Dimon, CEO of J.P. Morgan Bank, was recently in the news. He brazenly proclaimed that people who buy bitcoin are “stupid” and “governments will crush it one day”. See Also: The future of tokenization and blockchain is not just ICOsThe Digital Dilemma When you deposit your money at a traditional bank you actually no longer own it, the bank does. There’s lots of transactions happening in the background where banks are essentially spending your money to earn more for themselves, and charge you for that “privilege”. Whether it is to pay for a fund manager, or it goes out as collateral to a mortgage, there’s layers and layers of complexity where people don’t realize their money is being spent to benefit those financial institutions alone.Digital currency had always been open to the risk of being spent twice because it consists of a digital file that can be duplicated or falsified. This is known as the double-spending problem. Physical currency does not have this issue because it can’t be easily replicated and parties can better verify the currency. Middlemen like banks are there to establish trust — to resolve the double-spending problem. So, for example, when I pay for something then someone else keeps track in a ledger on who spends and who is owed what.However, as mentioned earlier, banks thirstily charge excessive fees — even for just holding your money. Interesting side note, because banks are also centralized they are more uniquely susceptible to hacking efforts, which is what happened to JPMorgan, TD Bank, Citigroup, and even recently with Equifax — twice. Why is Bitcoin Soaring? The result was a decentralized system where you could control your funds and know what was going on. If I transfer bitcoins from my phone to yours there is no intermediary in that process. It’s just my money to you. We own it. We spend it.A Paradigm Shift
The Congress government in Rajasthan is promoting the activities of the National Nutrition Mission (NNM) in a big way to tackle malnourishment among children and utilising the resources to ensure their health care and access to nutrition services.Deputy Chief Minister Sachin Pilot, who visited Bamor village in his Assembly constituency of Tonk earlier this week to attend an NNM programme, said the budgetary allocations would be spent in a transparent manner to achieve the targets of nutrition.Resource utilisationMr. Pilot said the government authorities and the public at large should work together for children’s nutrition through various activities, while an optimum utilisation of resources should be ensured to strengthen the institutions rendering child-centric services. He said about 40% of children below five years of age were malnourished in the country.Over the 240 Anganwadi centres in Tonk district will be strengthened by a private trust as part of the NNM activity for improving their services and steps will be taken for capacity building of Anganwadi workers and accredited social health activists.